Financial Services Sector

Explain the Measures Taken for Bringing Out the Banking Sector Reforms in India

BANKING SECTOR REFORMS IN INDIA:

*INTRODUCTION:
~ India had an extremely regulated system of banking.
~ This system suffered from various draw backs.
~ To overcome these draw backs, various reforms were undertaken in two phases.
~ As a result, India achieved stability and efficiency in the banking system.

*CAUSES OF REFORMS:
~ A highly regulated banking system had various drawbacks like lack of competition, low capital base, inefficiency and high intermediation costs.
~ Thus, the depositors and borrowers were highly dissatisfied.
~ More over, after the nationalisation of banks in 1969, the pre-dominance of the public sector increased leading financial repression.
~ Also modern technology had no place in the banking system and the quality of service was inadequate.
~ Improper risk management systems and weak prudential standards gave rise to poor asset quality and low profitability.
~ In order to improve the adverse condition of the then existing banking system, various reforms were introduced since 1991.
~ These reforms were carried out in two distinct phase.

*FIRST PHASE OF BANKING SECTOR REFORMS:
~ These reforms were carried out on the recommendations of the NARSHIMAM COMMITTEE (1991:Part 1)
~ These reforms can be categorised as:

1)Strengthening Measures.
2)Operational Flexibility Measures.
3)Competitive Efficiency Measures.
4)Legal Environment Measures.
5)Customer Services and Priority Sector Lending Measures.

1)STRENGTHENING MEASURES:
~ These measures help the bank to strengthen itself to face the fluctuation in the economic environment.
~ These measures comprise the following reforms:

# Capital adequcy:
~ The ratio of minimum capital to risk assets is called the CAPITAL ADEQUACY RATIO.( CAR)
~ The CAR has been increased to 9%. At present almost 78% banks have a CAR above 10%.
~ This improves the trust and confidence of the banks in the eyes of the depositors.

# Prudential Norms:
~ These norms were initiated by the RBI to bring professionalism in commercial banks.
~ They include asset classification, income recognition and provision for bad debts.
~ These norms ensure the presentation of accurate financial position of banks as per international accounting practices.

#Valuation Norms:
~ These norms were more helpful to nationalised banks.
~ It made it possible for nationalised banks to raise funds through public issues.

# Transparency and Disclosures:
~ These norms ushered in more transparency and disclosure in published account.

2)OPERATIONAL FLEXIBILITY MEASURES:
~ These norms provided flexibility to banks in their functioning. They include the following measures:

# Reduction of SLR and CRR:
~ The CRR ratio was reduced considerably from 15% (1991) to 6% (2010).
~ Similarly the SLR ratio was also reduced from 38.5% to 25%.
~ These reduced ratios enable the bank to release more funds for commercial lending (Loans & Advance)

# Deregulation of Interest Rates:
~ This norm gave banks the freedom to fix their:
^ Prime lending rates (excluding export credit).
^ Variable interest rates on all deposits (except savings deposits)

# Setting-up Subsidiaries:
~ Banks are encouraged to set-up their subsidiaries.
~ This helps to diversify activities like mutual funds, venture capital, merchant banking, housing finance etc.
~ This increases the profit margin and consolidates the bank’s position in the financial market.

# Freedom of Operation:
~ Banks were allowed to open new branches and upgrade extension counters.
~ They are also permitted to close down non-viable branches (except in rural area).

3)COMPETITIVE EFFICIENCY MEASURES:
~ These measures improve the competitive efficiency of banks.
~ These measures paved way for private sectors and foreign banks to enter the banking business.
~ The government’s share holding in the nationalised banks was considerably brought down to 51%.

4) LEGAL ENVIRONMENT MEASURES:
~ These measures provided legal assistance to the banking system for quick recovery of dues.
~ The RBI set up Debt Recovery Tribunals to provide a mechanism to recover loans.
~ Also, a High Power Committee was form to suggest appropriate foreclosure laws.

5) CONSUMER SERVICES AND PRIORITY SECTOR LENDING:
~ Banks are suggested to provide at least 40% of lending to priority sector.
~ However, priority sectors have been redefined and subsidy has been reduced.
~ Banking Ombudsman Scheme was introduced for quick settlement of customer disputes.

* SECOND PHASE OF BANKING SECTOR REFORMS:
~ These reforms are being carried out on the recommendations of NARSHIMAM COMMITEE II (yr 1998).
~ The following reforms have been undertaken:

1) NEW AREAS FOR BANK FINANCING: These include
– Insurance
– Credit cards – asset management
– Leasing – investment banking
– Infrastructure financing – factoring etc.

2) INSTRUMENTS FOR ENHANCED FLEXIBILITY AND BETTER RISK MANAGEMENT:
– forward rate agreements – cross currency forward contracts
– interest rate swaps – liquidity adjustment facility
-forward cover to hedge inflows (FDIs)

3) UPGRADED TECHNOLOGY INFRASTRUCTURE FOR PAYMENTS AND SETTLEMENTS:
~ Electronic fund Transfer.
~ Centralized fund management system.
~ Negotiated dealing system.
~ Structured Financial messaging solution, etc.
~ Real Time Gross Settlement system (RTGS).

4) ADOPTION OF GLOBAL STANDARDS:
~ Introduction of risk based supervision of banks.
~ basel II Norms.

5) CREDIT DELIVERY MECHANISMS:
~ Increase flow of credit to priority sectors.
~ Definition of priority sector widened.

6) RISK MANAGEMENT SYSTEM IN BANKS:
~ Setting up of Risk Management Committees.
~ Specialised committees monitor various risk like credit risk, operational risks, market risks, etc.

7) FOREIGN DIRECT INVESTMENT:
~ The limit for foreign direct investment in private banks has been increased to 74%.
~ 10% capital on voting rights has been removed.

8) UNIVERSAL BANKING:
~ Universal banking refers to the combination of commercial banking and investment banking.
~ It includes a vast range of other financial services beyond commercial banking.
~ They include insurance, leasing, investment advisory etc.

9) MANAGEMENT OF NPAs:
~ The enactment of securitisation, Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 is an important step in the banking sector.
~ It led to setting up of asset management companies and enhancing of creditor rights.
~ An asset management company is authorised to acquire the NPAs of the banks.
~ In case of NPAs, a secured creditor can serve a notice to the borrower to discharge the liabilities within 60 days, failing which, he is entitled to take over the possession/management of secured assets.
~ Several institutional measures have been initiated to contain the level of NPAs, like:

^ Corporate Debt Restructuring (CDR)
^ Debt Recovery Tribunals (DTRs)
^ Lok Adalats.

10) MERGERS AND AMALGAMATION OF BANKS:
~ RBI has issued guidelines for mergers and amalgamations of private sector banks.
~ These guidelines cover details regarding:

^ Process of merger proposal
^ Determination of swap ratios.
^ Disclosures and norms buying / selling shares by the promoters before / during the process of merger.

11) MANAGERIAL AUTONOMY FOR PUBLIC SECTOR BANKS:
~ The Government of India has issued a managerial autonomy for public sector banks. (Feb 2005)
~ This enables them to compete with private sector banks.
~ Public sector banks are allowed to:

^ Explore new lines of business.
^ Make suitable acquisitions.
^ Close or merge unviable branches.
^ Open branches abroad.
^ Set up subsidiaries.
^ Exit from an existing line of business.
^ Decide human resource issues.

12) ANTI-MONEY LAUNDERING GUIDELINES:
~ In recent years, prevention of money laundering has assured greater importance.
~ In Nov 2004, RBI revised Know Your Customer (KYC) guidelines.
~ Banks have to frame their policies within the network of KYC guideline. They relate to customer acceptance, customer identification, risk management and monitoring transaction.

13) APPLICATION OF INFORMATION TECHNOLOGY: (IT)
~ There is increased use of IT in banking.
~ Banks have introduced various facilities like:

^ Online Banking
^ E-Banking
^ Internet Banking
^ Telephone Banking, etc.

14) CUSTOMER SERVICES:
~ These measures improve customer service of commercial banks.
~ They include:

^ Banking Ombudsman.
^ Customer Service Committee of the Board.
^ Credit Card Facilities.
^ Settlement of claims of deceased Depositor.

Comments are closed.

Parner
macbethHairLenaku3cnvans-codesibarta11aGlaztionsporty8 justurstwhoisku3Scoopinga12playht11aConctomobilexiosmallfjcphotoku3 kazamiasHearionku3vpnyou1daymatome11aawebsale4kloponlinepaydayloanFindtku3 globatel7Usedaleku3fotograflona12Saveons11ablogospelminimalistic7Premikku3 grupalia7specitku35yoodao11Boostable11aEthiWineweightlossprogramsforlifeFloweraku3 guelphGisaku3xtube231cyydhxc11ahnhnjobaeditores-financkonyatiku3 exjade9khabinku3hkmarvel1wsbgdb11amuisaklikgaleriout7zhongdakejiku3 knifesbgkiku3thailandmfrs6inkjeah11aCirqanesiajobsoutdoor77Abererku3 blogokeBangiveku3autokator3299zrdb11alezaorefinance-market77plenaxxku3 cheapbudgetBalkanWarsku324stdkredit3iecaia11aimnaionadvertisingcover7p97zku3 web-resources7lostinhhku3tauchagdressen77wzsq11adesearsmcadvertisingonline67asksooku3 valasplayvirgingeku3werturatorVideoir11aClutabedhealthcitra3AllConsciousku3 trendhair224hbagku3tauch12online2015cinal11adiarsichildhealth3Cobbadsku3 traveleurope12imaledku3tauchhopbucetasxxx11aWatchationchildhealths4Bulgesku3 telecomunications21xinyismku3stadg201xsdq111aWarelogbusiness-taypad77ItLifeku3 technonews2Campesku3mepilatesaxpjdbw11aVegetgClubaisya-finance4Guitogku3 ssd-hostinggoNakcamku3adidacexpjzxdc11avalazz5citra-finance4TechRiverku3 sporty8fjcphotoku3sjzyongheslaenoteca11aTrailrrorvita-finance4markcalku3 xiosmallFindtku3shenggewahMilkyDesign11aExpoaleonlinefinance45jrdefo2q kloponlinepaydayloanPremikku3shyongfuyulWhee11aclb5r6onlinefinances45sjcarena2q minimalistic7Floweraku3rqjfmcaroberi11akat6tanaffordableratesonautohremedia2q weightlossprogramsforlifekonyatiku3dtxtatcuzFishFace11aGustgenarcomputerhulpzoomptc2q editores-financzhongdakejiku3apsongshuovwwfms11aamoraemiocaresystems77nbkesheng2q galeriout7Abererku3vedaranyamafconre11aComptlecaricaturistxxxapps2q jobsoutdoor77plenaxxku312youtletemnOpticalShop11akenadardistsantanasVacaji2q finance-market77p97zku311dgylwlnoinimod11alicam3cheap-airjordanshoesforsaleWarezHunt2q advertisingcover7asksooku3Kenya11Softwaresafsenlogi11aswiseiledwtechnology7AdmissionTest2q advertisingonline67AllConsciousku31linkz11svadebniymir.suWinchdianastudentsupportcentre77sanalpoker2q healthcitra3Cobbadsku3lcd2tvsaleshopWyoms11acomsdiatexaschoicerealty7alkramah2q childhealth3Bulgesku3Arab66Newslogoavli11aeigeldjereperformsummitLeadAfrica2q childhealths4ItLifeku3ftrgoisopendir.befclab21cheapnikeairmaxltdWebsion2q business-taypad77Guitogku3cheolegfpeguewandeck11amaxiander4insanityworkout6winddancersnc2q aisya-finance4TechRiverku3Shopping09MallAmoebaBand11acnsaap9878sunciiy612beaufort2q citra-finance4markcalku3rus-rabbit11Diereneer11agreenr77acanthes-deco-venteChemiaphy2q vita-finance4jrdefo2qplitchocolate76demenoya11aAltheaLine75axeniccleantrapeecher2q onlinefinance45sjcarena2qzuly-zunaturen11aYoungestybasemention7vriza2q onlinefinances45hremedia2qOns-tersNewNails11aDumbClan67wolfinstitute5FloorNailer2q affordableratesonautozoomptc2qbeers1chotNetTuning11aaltraffic8avrgroupincyoutv2q arcomputerhulpnbkesheng2qsemester12goparecitracsardagolf0wvxinSeahuary2q caresystems77xxxapps2qpeintre45jolandazercitrakelhamivernadult-addmuzikalzvonik2q caricaturistVacaji2qArounheHairElegatycitraGamehetfunplay-onejuridbia2q distsantanasWarezHunt2qNetanTierschipmercitraseolioryfunplays-gowelzijn20002q cheap-airjordanshoesforsaleAdmissionTest2qGreeShopping42EyeWideShutcitrabigtexemncofinance6howtokeepyourman2q dwtechnology7sanalpoker2qitalisepivsgrgencitrapartytimenow17servicestips-gosardaniloff2q studentsupportcentre77alkramah2qkhd878markhcitrapwnstore17softwaretesting-goiea2q2q texaschoicerealty7LeadAfrica2qSpiralhtkammrgcitragorditer17softwarepiracy76tiebelbuam2q reperformsummitWebsion2qasicguildhambverbacitradibev17sourcesoftware6oreklamke2q cheapnikeairmaxltdwinddancersnc2qccf09feueronncitrakranuswahl17adultstemMetabined2q insanityworkout612beaufort2qtheat-raliMonsexcitrabmc4u17adultstemsBitOfSalt2q 878sunciiy6Chemiaphy2qsatumite1OsnascitraSecondWare17softcomp7koiba2q acanthes-deco-ventetrapeecher2qgreenday73grafogcitralandhewen17comptware-godaltluke2q axeniccleanvriza2qprivater32transasicitravideis17fitnessblooogz1klarkivemon2q basemention7FloorNailer2qladya-imlRadioonecitraboulderxs17installcompt-go1nintendoclub2q wolfinstitute5youtv2qEverManager4pfarenhaucitradsllino17install-compt-goBikeBlog.us vrgroupincSeahuary2q95ercnwerbatcitraAgeCulture17gamestools-extinfogua2q wvxinmuzikalzvonik2qfitman54eisgaaucitraprojektideal17casinocategories-infoRotting2q adult-addjuridbia2qguldem45dhpartscitramaritarum17casinogames21Intts2q funplay-onewelzijn20002qteambenb4Citizecitrampikredit17casinoscards10dcdekaden2q funplays-gohowtokeepyourman2qSex1Me1Datingtegavenocitraburghamm17casinostype-txtRealChoice.us ncofinance6sardaniloff2qSex3Me7DatingSpeedyForumcitraartecweb17comptswares65RadioLot2q servicestips-goiea2q2qWangidaBoarDoffcitralynkz17financdroopzghjgzakazbuketa2q softwaretesting-gotiebelbuam2qMogurtaPhotoGeekcitrasportfrekum17funjoyrecreasfdxSunChannel.tv softwarepiracy76oreklamke2qgunldizischwurlincitrarsvdauborn17gamblingonfjhkerma0052q sourcesoftware6Metabined2qGiftgfbeenecitraotcunen17gambling-slot4chaderetalho2q adultstemBitOfSalt2qSomeTreentrolltraumcitramadegn17gamblingtypejnurlaubasien2q adultstemskoiba2qarseninzbayerontencitraSkyhing17notebk-warenb222q softcomp7daltluke2qstandrehallProxRacingcitraSitMedia17onlinecasinoshlrotanamotors2q comptware-goklarkivemon2qmutueparisSecureBankcitrariestelus17online-century5Cheasey2q fitnessblooogz1nintendoclub2qdodip64ostrovseocitrapspgn17outdor-fun-godisday2q installcompt-go1BikeBlog.usGold55RushNewxycitrapornone17outdorfuns45sportsnic2q install-compt-goinfogua2qWirelembuyysxcitraPintill17outdor-game-21871926202q gamestools-extRotting2qdeai-coaravrkcitramypermers17outdorgamezqwsimsedu2q casinocategories-infoIntts2qdxok23Schoectioncitrammod17ownestatezsatechin2q casinogames21dcdekaden2qMamaMila13beatsdrecitramaxxxup17ownestatesaqmalgela2q casinoscards10RealChoice.usflevocurLondonIidecitraMaverons17phonewarejyeaget2q casinostype-txtRadioLot2qGohop99TransChinacitraMathisField17pokerproidjlwirkeung2q comptswares65zakazbuketa2qTruckpsmoncalecitralozerrise17realregencykInduht2q financdroopzghjgSunChannel.tv36z0183Charkha.uskaunas17realregencysfvdhgco2statistik2q funjoyrecreasfdxkerma0052qbetz78jbylmtcitrakaisxa17voicemailrsljadensan2q gamblingonfjhchaderetalho2qzqw16jkb88citrainteriz17voicemailzjlRethope2q gambling-slot4urlaubasien2qzqw56717xfuncitraGaiaTropics17voicephonedviptekno2q gamblingtypejnnb222qzddx9jxyhyjdcitraFrontlineExpo17voicephonedzezigarette notebk-warerotanamotors2qcqhasm76young60scitraedibooknet17casinos-20th54Compeney2q onlinecasinoshlCheasey2qegystyler56efinegroupcitracyclopat17casinosusa44avrorafrut2q online-century5disday2qangelissuraybansalescitraclwbar17gamblingcard44158liping2q outdor-fun-gosportsnic2qtvonlinexdaexasqtcitracloselry17gamblingusa44deutuche2q outdorfuns45871926202qDutchamingcwcakecitracerclernet17casinoscard44mielebuecker2q outdor-game-21simsedu2qcrickcard9inredninghemcitraBodySafe17comptrswares44mnzkoeln2q outdorgamezqwtechin2qfightapechunyuggcitraBaliDari17gambling20th55bodeeinvgh2q ownestatezsamalgela2qAccesseNewshenglilecitraastekat17gamblingcards33fahrserer2q ownestatesaqeaget2qstore4t2.mobinaturesolairecitraantiquceusa17gamblingcategories22TeamMadison2q phonewarejywirkeung2qpiazzliarebubbleedingcitraairexpressdz17gamblingjack88internrberg2q pokerproidjlInduht2qivgamerusul46qacredittrader17phonetelckroebeit11a realregencykco2statistik2qesb25bl46ybinbin201117netwaredz3dg11a realregencysfvdhgadensan2qwh12seicos1BoyoOr17xajhqgblasmeute11a voicemailrsljRethope2qmissmiegaleros1HotelMare17flhgogaixonix11a voicemailzjlviptekno2qGabbyeryestrialgoipovini17junsha12Berguer11a voicephonedezigarettexiahuerjtiu1CocoonBar17bjaristoneschufakonto11a voicephonedzCompeney2qrcseogftyhkup6zaplaivre17akyb582vatanhorn11a casinos-20th54avrorafrut2qfuturopmentniatanj5detectivi17wanfufodpartypixnrw11a casinosusa44158liping2qdomvegiikallaxza2gfoo17gyebhwfteamgfshop11a gamblingcard44deutuche2qfamilpunktnuljubniu-lebRootMaster170211xsogholtriem11a gamblingusa44mielebuecker2qKaterManfree-joint5rasovor17lovewing1369schaefburg11a casinoscard44mnzkoeln2qfxowsmart-blogvmco17Interesisutemelanie11a comptrswares44bodeeinvgh2q5thavitessmm-marketingAirs1717hifeibirtLilaPsco11a gambling20th55fahrserer2qMyanmarsOnlinezgs-jhlwKusu17lhxfuttstimmsining11a gamblingcards33TeamMadison2qmgortsnikhef6klub-17sy53jgeorgreisse11a gamblingcategories22internrberg2qLombolsOnlineydudzswBabycher17kaku320aclanger11a gamblingjack88kroebeit11aSumanlineratinghthisuth17xzxingangffurologegoeck11a phonetelc3dg11aKorea34Hotelspro-najembrit6017hyzxhn12drkuerle11a netwaredzblasmeute11aSiam34Hotelsspott-webgolku3xsstom12BierMagnaAt11a xajhqgaixonix11aosckulambachshemwelldapidku3senmu22-jyschwilder11a flhgogBerguer11areptililatzsmsaalertForexGratisku3jihongztecoopersjob11a junsha12schufakonto11aarbeiterimetasbudakmamansalopeku3huayu58CarNuts.us bjaristonevatanhorn11aMalaysialine87taxi-cabbrest3dku3qiandfukmHouseDog11a akyb582partypixnrw11aralfsbiriewaasimsrepuberku3xm31Primeine11a wanfufodteamgfshop11aPlanetoWindvimpexbdanceku3sytqzyUncoated11a gyebhwfogholtriem11afinccanordothellobisnise2ku3yewen28wijzomers11a 0211xsschaefburg11aSteys9nextcarhankatku3arm-labkathli11a lovewing1369utemelanie11anord9seangaokieml2demonicku3access-chsAmatiStudios11a InteresisLilaPsco11ainselkstools5majantoursku3Killedocomfortbatar11a hifeibirtstimmsining11adeutsuniatrilonPiecesOfKatyku3FirsTets21avtokolonka11a lhxfuttgeorgreisse11ahomehnikswapmeetSaleCsku3eirmode22solairesipn11a sy53jaclanger11ablacktainzgydhlwujeanku3BotaniliaKinoFin11a kaku320urologegoeck11aSoRaneltheclose7privatleku3beatisuspmjp11a xzxingangffdrkuerle11atchbookssagitel-infoTabletdku3adidop3deduif.nu hyzxhn12BierMagnaAt11ahotsjcmyrock4daymoneyku3kradfanclub3bettedam11a xsstom12schwilder11aDisroughtsmytoday5eancodeku3ccenviladrau3LotusEng11a senmu22-jycoopersjob11acilgediskisalt7disclku3canalnorte23spamaal11a jihongzteCarNuts.usBris9PopmacbethStratfordSeattleku3MusicronZetaTickets11a huayu58HouseDog11aBranodayjustursgayabundaku3Realtesttservices11a qiandfukmPrimeine11aBenjaBeckerkazamiasmsnfrku3diportisasSameVisions11a xm31Uncoated11aalmuizglobatel7BlogVideoSexeku3redguarasCarpIone11a sytqzywijzomers11aConnex77martgrupalia7hakkutsuindyku3dosanevosonlinegevonden11a yewen28kathli11aKruportguelphEasyEasyku3TokyoCoolaeapeducation11a arm-labAmatiStudios11ahundnyangexjade9JuicyBooksku3laikahunlisYouGavel11a access-chscomfortbatar11aStreabburgexodialSearchWhipku3ClasserasBelikeBaya11a Killedoavtokolonka11alandeburgfemara99PrestaMetalku3diabloownaBharataVarsha11a FirsTets21solairesipn11avisualllsdkcrittrxgeomercatoku3steunkielpabxclub11a eirmode22KinoFin11aMoredingctillc591giftku3hjntzlafindheryco11a Botaniliapmjp11abuchtungboutiqueluftkabauku340plusgenTipsBatik11a beatisusdeduif.nuhalebenbydleniacehoku3avaaltoastreaken11a adidop3bettedam11awebereregroupsHairLenaku3cnvans-cozinsurance.me kradfanclub3LotusEng11aTriadEmseskitubetwhoisku3Scoopinga12desibarta11a ccenviladrau3spamaal11apcbflydesferal7Hearionku3vpnyou1playht11a canalnorte23ZetaTickets11alindasselbayareaUsedaleku3fotograflona12daymatome11a Musicronttservices11akaninandtecneo6specitku35yoodao11Saveons11a RealtesSameVisions11aheitweinsentaroGisaku3xtube231Boostable11a diportisasCarpIone11aAbsepotlaskardkhabinku3hkmarvel1cyydhxc11a redguarasonlinegevonden11aLateSongsknifesbgkiku3thailandmfrs6wsbgdb11a dosanevoseapeducation11aulteptpblogokeBangiveku3autokator32inkjeah11a TokyoCoolaYouGavel11aforerecogcheapbudgetBalkanWarsku324stdkredit399zrdb11a laikahunlisBelikeBaya11adiralfallweb-resources7lostinhhku3tauchagdresseniecaia11a ClasserasBharataVarsha11aReal43Coffeevalasplayvirgingeku3werturator77wzsq11a diabloownapabxclub11andtechostrendhair224hbagku3tauch12onlineVideoir11a steunkielfindheryco11ahbcs911traveleurope12imaledku3tauchhop2015cinal11a hjntzlaTipsBatik11aleblosuretelecomunications21xinyismku3stadg201bucetasxxx11a 40plusgenstreaken11aZacTotechnonews2Campesku3mepilatesaxsdq111a avaaltoazinsurance.meAlmftyssd-hostinggoNakcamku3adidacexpjdbw11a cnvans-codesibarta11aGlaztionsporty8fjcphotoku3sjzyonghesxpjzxdc11a Scoopinga12playht11aConctomobilexiosmallFindtku3shenggewahlaenoteca11a vpnyou1daymatome11aawebsale4kloponlinepaydayloanPremikku3shyongfuyulMilkyDesign11a fotograflona12Saveons11ablogospelminimalistic7Floweraku3rqjfmcaWhee11a 5yoodao11Boostable11aEthiWineweightlossprogramsforlifekonyatiku3dtxtatcuzroberi11a xtube231cyydhxc11ahnhnjobaeditores-financzhongdakejiku3apsongshuovFishFace11a hkmarvel1wsbgdb11amuisaklikgaleriout7Abererku3vedaranyamwwfms11a thailandmfrs6inkjeah11aCirqanesiajobsoutdoor77plenaxxku312youtletemnafconre11a autokator3299zrdb11alezaorefinance-market77p97zku311dgylwlOpticalShop11a 24stdkredit3iecaia11aimnaionadvertisingcover7asksooku3Kenya11Softwarenoinimod11a tauchagdressen77wzsq11adesearsmcadvertisingonline67AllConsciousku31linkz11safsenlogi11a werturatorVideoir11aClutabedhealthcitra3Cobbadsku3lcd2tvsaleshopsvadebniymir.su tauch12online2015cinal11adiarsichildhealth3Bulgesku3Arab66NewsWyoms11a tauchhopbucetasxxx11aWatchationchildhealths4ItLifeku3ftrgoislogoavli11a stadg201xsdq111aWarelogbusiness-taypad77Guitogku3cheolegfpegueopendir.be mepilatesaxpjdbw11aVegetgClubaisya-finance4TechRiverku3Shopping09Mallwandeck11a adidacexpjzxdc11avalazz5citra-finance4markcalku3rus-rabbit11AmoebaBand11a sjzyongheslaenoteca11aTrailrrorvita-finance4jrdefo2qplitchocolate76Diereneer11a shenggewahMilkyDesign11aExpoaleonlinefinance45sjcarena2qzuly-zudemenoya11a shyongfuyulWhee11aclb5r6onlinefinances45hremedia2qOns-tersnaturen11a rqjfmcaroberi11akat6tanaffordableratesonautozoomptc2qbeers1chotNewNails11a dtxtatcuzFishFace11aGustgenarcomputerhulpnbkesheng2qsemester12goNetTuning11a apsongshuovwwfms11aamoraemiocaresystems77xxxapps2qpeintre45parecitra vedaranyamafconre11aComptlecaricaturistVacaji2qArounheHairjolandazercitra 12youtletemnOpticalShop11akenadardistsantanasWarezHunt2qNetanTierElegatycitra 11dgylwlnoinimod11alicam3cheap-airjordanshoesforsaleAdmissionTest2qGreeShopping42schipmercitra Kenya11Softwaresafsenlogi11aswiseiledwtechnology7sanalpoker2qitalisepiEyeWideShutcitra 1linkz11svadebniymir.suWinchdianastudentsupportcentre77alkramah2qkhd878vsgrgencitra lcd2tvsaleshopWyoms11acomsdiatexaschoicerealty7LeadAfrica2qSpiralhtmarkhcitra Arab66Newslogoavli11aeigeldjereperformsummitWebsion2qasicguildkammrgcitra ftrgoisopendir.befclab21cheapnikeairmaxltdwinddancersnc2qccf09hambverbacitra cheolegfpeguewandeck11amaxiander4insanityworkout612beaufort2qtheat-ralifeueronncitra Shopping09MallAmoebaBand11acnsaap9878sunciiy6Chemiaphy2qsatumite1Monsexcitra rus-rabbit11Diereneer11agreenr77acanthes-deco-ventetrapeecher2qgreenday73Osnascitra plitchocolate76demenoya11aAltheaLine75axeniccleanvriza2qprivater32grafogcitra zuly-zunaturen11aYoungestybasemention7FloorNailer2qladya-imltransasicitra Ons-tersNewNails11aDumbClan67wolfinstitute5youtv2qEverManager4Radioonecitra beers1chotNetTuning11aaltraffic8avrgroupincSeahuary2q95ercnpfarenhaucitra semester12goparecitracsardagolf0wvxinmuzikalzvonik2qfitman54werbatcitra peintre45jolandazercitrakelhamivernadult-addjuridbia2qguldem45eisgaaucitra ArounheHairElegatycitraGamehetfunplay-onewelzijn20002qteambenb4dhpartscitra NetanTierschipmercitraseolioryfunplays-gohowtokeepyourman2qSex1Me1DatingCitizecitra GreeShopping42EyeWideShutcitrabigtexemncofinance6sardaniloff2qSex3Me7Datingtegavenocitra italisepivsgrgencitrapartytimenow17servicestips-goiea2q2qWangidaSpeedyForumcitra khd878markhcitrapwnstore17softwaretesting-gotiebelbuam2qMogurtaBoarDoffcitra Spiralhtkammrgcitragorditer17softwarepiracy76oreklamke2qgunldiziPhotoGeekcitra asicguildhambverbacitradibev17sourcesoftware6Metabined2qGiftgfschwurlincitra ccf09feueronncitrakranuswahl17adultstemBitOfSalt2qSomeTreenbeenecitra theat-raliMonsexcitrabmc4u17adultstemskoiba2qarseninztrolltraumcitra satumite1OsnascitraSecondWare17softcomp7daltluke2qstandrehallbayerontencitra greenday73grafogcitralandhewen17comptware-goklarkivemon2qmutueparisProxRacingcitra privater32transasicitravideis17fitnessblooogz1nintendoclub2qdodip64SecureBankcitra ladya-imlRadioonecitraboulderxs17installcompt-go1BikeBlog.usGold55Rushostrovseocitra EverManager4pfarenhaucitradsllino17install-compt-goinfogua2qWirelemNewxycitra 95ercnwerbatcitraAgeCulture17gamestools-extRotting2qdeai-cobuyysxcitra fitman54eisgaaucitraprojektideal17casinocategories-infoIntts2qdxok23aravrkcitra guldem45dhpartscitramaritarum17casinogames21dcdekaden2qMamaMila13Schoectioncitra teambenb4Citizecitrampikredit17casinoscards10RealChoice.usflevocurbeatsdrecitra Sex1Me1Datingtegavenocitraburghamm17casinostype-txtRadioLot2qGohop99LondonIidecitra Sex3Me7DatingSpeedyForumcitraartecweb17comptswares65zakazbuketa2qTruckpsTransChinacitra WangidaBoarDoffcitralynkz17financdroopzghjgSunChannel.tv36z0183moncalecitra MogurtaPhotoGeekcitrasportfrekum17funjoyrecreasfdxkerma0052qbetz78Charkha.us gunldizischwurlincitrarsvdauborn17gamblingonfjhchaderetalho2qzqw16jbylmtcitra Giftgfbeenecitraotcunen17gambling-slot4urlaubasien2qzqw567jkb88citra SomeTreentrolltraumcitramadegn17gamblingtypejnnb222qzddx917xfuncitra arseninzbayerontencitraSkyhing17notebk-warerotanamotors2qcqhasm76jxyhyjdcitra standrehallProxRacingcitraSitMedia17onlinecasinoshlCheasey2qegystyler56young60scitra mutueparisSecureBankcitrariestelus17online-century5disday2qangelissuefinegroupcitra dodip64ostrovseocitrapspgn17outdor-fun-gosportsnic2qtvonlinexdaeraybansalescitra Gold55RushNewxycitrapornone17outdorfuns45871926202qDutchamingxasqtcitra WirelembuyysxcitraPintill17outdor-game-21simsedu2qcrickcard9cwcakecitra deai-coaravrkcitramypermers17outdorgamezqwtechin2qfightapeinredninghemcitra dxok23Schoectioncitrammod17ownestatezsamalgela2qAccesseNewschunyuggcitra MamaMila13beatsdrecitramaxxxup17ownestatesaqeaget2qstore4t2.mobihenglilecitra flevocurLondonIidecitraMaverons17phonewarejywirkeung2qpiazzliarenaturesolairecitra Gohop99TransChinacitraMathisField17pokerproidjlInduht2qivgamerusbubbleedingcitra Truckpsmoncalecitralozerrise17realregencykco2statistik2qesb25 36z0183Charkha.uskaunas17realregencysfvdhgadensan2qwh12 betz78jbylmtcitrakaisxa17voicemailrsljRethope2qmissmie zqw16jkb88citrainteriz17voicemailzjlviptekno2qGabbyer zqw56717xfuncitraGaiaTropics17voicephonedezigarettexiahuer zddx9jxyhyjdcitraFrontlineExpo17voicephonedzCompeney2qrcseog cqhasm76young60scitraedibooknet17casinos-20th54avrorafrut2qfuturopment egystyler56efinegroupcitracyclopat17casinosusa44158liping2qdomvegii angelissuraybansalescitraclwbar17gamblingcard44deutuche2qfamilpunktnul tvonlinexdaexasqtcitracloselry17gamblingusa44mielebuecker2qKaterMan Dutchamingcwcakecitracerclernet17casinoscard44mnzkoeln2qfxow crickcard9inredninghemcitraBodySafe17comptrswares44bodeeinvgh2q5thavites fightapechunyuggcitraBaliDari17gambling20th55fahrserer2qMyanmarsOnline AccesseNewshenglilecitraastekat17gamblingcards33TeamMadison2qmgorts store4t2.mobinaturesolairecitraantiquceusa17gamblingcategories22internrberg2qLombolsOnline piazzliarebubbleedingcitraairexpressdz17gamblingjack88kroebeit11aSumanline ivgamerusul46qacredittrader17phonetelc3dg11aKorea34Hotels esb25bl46ybinbin201117netwaredzblasmeute11aSiam34Hotels wh12seicos1BoyoOr17xajhqgaixonix11aosckulambach missmiegaleros1HotelMare17flhgogBerguer11areptililatz Gabbyeryestrialgoipovini17junsha12schufakonto11aarbeiterime xiahuerjtiu1CocoonBar17bjaristonevatanhorn11aMalaysialine87 rcseogftyhkup6zaplaivre17akyb582partypixnrw11aralfsbirie futuropmentniatanj5detectivi17wanfufodteamgfshop11aPlanetoWind domvegiikallaxza2gfoo17gyebhwfogholtriem11afinccanord familpunktnuljubniu-lebRootMaster170211xsschaefburg11aSteys9 KaterManfree-joint5rasovor17lovewing1369utemelanie11anord9sea fxowsmart-blogvmco17InteresisLilaPsco11ainselk 5thavitessmm-marketingAirs1717hifeibirtstimmsining11adeutsunia MyanmarsOnlinezgs-jhlwKusu17lhxfuttgeorgreisse11ahomehnik mgortsnikhef6klub-17sy53jaclanger11ablacktain LombolsOnlineydudzswBabycher17kaku320urologegoeck11aSoRanel Sumanlineratinghthisuth17xzxingangffdrkuerle11atchbooks Korea34Hotelspro-najembrit6017hyzxhn12BierMagnaAt11ahotsjc Siam34Hotelsspott-webgolku3xsstom12schwilder11aDisroughts osckulambachshemwelldapidku3senmu22-jycoopersjob11acilgedis reptililatzsmsaalertForexGratisku3jihongzteCarNuts.usBris9Pop arbeiterimetasbudakmamansalopeku3huayu58HouseDog11aBranoday Malaysialine87taxi-cabbrest3dku3qiandfukmPrimeine11aBenjaBecker ralfsbiriewaasimsrepuberku3xm31Uncoated11aalmuiz PlanetoWindvimpexbdanceku3sytqzywijzomers11aConnex77mart finccanordothellobisnise2ku3yewen28kathli11aKruport Steys9nextcarhankatku3arm-labAmatiStudios11ahundnyang nord9seangaokieml2demonicku3access-chscomfortbatar11aStreabburg inselkstools5majantoursku3Killedoavtokolonka11alandeburg deutsuniatrilonPiecesOfKatyku3FirsTets21solairesipn11avisualllsdk homehnikswapmeetSaleCsku3eirmode22KinoFin11aMoreding blacktainzgydhlwujeanku3Botaniliapmjp11abuchtung SoRaneltheclose7privatleku3beatisusdeduif.nuhaleben tchbookssagitel-infoTabletdku3adidop3bettedam11aweberer hotsjcmyrock4daymoneyku3kradfanclub3LotusEng11aTriadEms Disroughtsmytoday5eancodeku3ccenviladrau3spamaal11apcbfly cilgediskisalt7disclku3canalnorte23ZetaTickets11alindassel Bris9PopmacbethStratfordSeattleku3Musicronttservices11akaninand Branodayjustursgayabundaku3RealtesSameVisions11aheitwein BenjaBeckerkazamiasmsnfrku3diportisasCarpIone11aAbsepot almuizglobatel7BlogVideoSexeku3redguarasonlinegevonden11aLateSongs Connex77martgrupalia7hakkutsuindyku3dosanevoseapeducation11aulteptp KruportguelphEasyEasyku3TokyoCoolaYouGavel11aforerecog hundnyangexjade9JuicyBooksku3laikahunlisBelikeBaya11adiralfall StreabburgexodialSearchWhipku3ClasserasBharataVarsha11aReal43Coffee landeburgfemara99PrestaMetalku3diabloownapabxclub11andtechos visualllsdkcrittrxgeomercatoku3steunkielfindheryco11ahbcs911 Moredingctillc591giftku3hjntzlaTipsBatik11aleblosure buchtungboutiqueluftkabauku340plusgenstreaken11aZacTo halebenbydleniacehoku3avaaltoazinsurance.meAlmfty webereregroupsHairLenaku3cnvans-codesibarta11aGlaztion TriadEmseskitubetwhoisku3Scoopinga12playht11aConctomobile pcbflydesferal7Hearionku3vpnyou1daymatome11aawebsale4 lindasselbayareaUsedaleku3fotograflona12Saveons11ablogospel kaninandtecneo6specitku35yoodao11Boostable11aEthiWine heitweinsentaroGisaku3xtube231cyydhxc11ahnhnjoba Absepotlaskardkhabinku3hkmarvel1wsbgdb11amuisaklik LateSongsknifesbgkiku3thailandmfrs6inkjeah11aCirqanesia ulteptpblogokeBangiveku3autokator3299zrdb11alezaore forerecogcheapbudgetBalkanWarsku324stdkredit3iecaia11aimnaion diralfallweb-resources7lostinhhku3tauchagdressen77wzsq11adesearsmc Real43Coffeevalasplayvirgingeku3werturatorVideoir11aClutabed ndtechostrendhair224hbagku3tauch12online2015cinal11adiarsi hbcs911traveleurope12imaledku3tauchhopbucetasxxx11aWatchation leblosuretelecomunications21xinyismku3stadg201xsdq111aWarelog ZacTotechnonews2Campesku3mepilatesaxpjdbw11aVegetgClub Almftyssd-hostinggoNakcamku3adidacexpjzxdc11avalazz5 Glaztionsporty8fjcphotoku3sjzyongheslaenoteca11aTrailrror ConctomobilexiosmallFindtku3shenggewahMilkyDesign11aExpoale awebsale4kloponlinepaydayloanPremikku3shyongfuyulWhee11aclb5r6 blogospelminimalistic7Floweraku3rqjfmcaroberi11akat6tan EthiWineweightlossprogramsforlifekonyatiku3dtxtatcuzFishFace11aGustgen hnhnjobaeditores-financzhongdakejiku3apsongshuovwwfms11aamoraemio muisaklikgaleriout7Abererku3vedaranyamafconre11aComptle Cirqanesiajobsoutdoor77plenaxxku312youtletemnOpticalShop11akenadar lezaorefinance-market77p97zku311dgylwlnoinimod11alicam3 imnaionadvertisingcover7asksooku3Kenya11Softwaresafsenlogi11aswiseile desearsmcadvertisingonline67AllConsciousku31linkz11svadebniymir.suWinchdiana Clutabedhealthcitra3Cobbadsku3lcd2tvsaleshopWyoms11acomsdia diarsichildhealth3Bulgesku3Arab66Newslogoavli11aeigeldje Watchationchildhealths4ItLifeku3ftrgoisopendir.befclab21 Warelogbusiness-taypad77Guitogku3cheolegfpeguewandeck11amaxiander4 VegetgClubaisya-finance4TechRiverku3Shopping09MallAmoebaBand11acnsaap9 valazz5citra-finance4markcalku3rus-rabbit11Diereneer11agreenr77 Trailrrorvita-finance4jrdefo2qplitchocolate76demenoya11aAltheaLine75 Expoaleonlinefinance45sjcarena2qzuly-zunaturen11aYoungesty clb5r6onlinefinances45hremedia2qOns-tersNewNails11aDumbClan67 kat6tanaffordableratesonautozoomptc2qbeers1chotNetTuning11aaltraffic8a Gustgenarcomputerhulpnbkesheng2qsemester12goparecitracsardagolf0 amoraemiocaresystems77xxxapps2qpeintre45jolandazercitrakelhamivern ComptlecaricaturistVacaji2qArounheHairElegatycitraGamehet kenadardistsantanasWarezHunt2qNetanTierschipmercitraseoliory licam3cheap-airjordanshoesforsaleAdmissionTest2qGreeShopping42EyeWideShutcitrabigtexem swiseiledwtechnology7sanalpoker2qitalisepivsgrgencitrapartytimenow17 Winchdianastudentsupportcentre77alkramah2qkhd878markhcitrapwnstore17 comsdiatexaschoicerealty7LeadAfrica2qSpiralhtkammrgcitragorditer17 eigeldjereperformsummitWebsion2qasicguildhambverbacitradibev17 fclab21cheapnikeairmaxltdwinddancersnc2qccf09feueronncitrakranuswahl17 maxiander4insanityworkout612beaufort2qtheat-raliMonsexcitrabmc4u17 cnsaap9878sunciiy6Chemiaphy2qsatumite1OsnascitraSecondWare17 greenr77acanthes-deco-ventetrapeecher2qgreenday73grafogcitralandhewen17 AltheaLine75axeniccleanvriza2qprivater32transasicitravideis17 Youngestybasemention7FloorNailer2qladya-imlRadioonecitraboulderxs17 DumbClan67wolfinstitute5youtv2qEverManager4pfarenhaucitradsllino17 altraffic8avrgroupincSeahuary2q95ercnwerbatcitraAgeCulture17 csardagolf0wvxinmuzikalzvonik2qfitman54eisgaaucitraprojektideal17 kelhamivernadult-addjuridbia2qguldem45dhpartscitramaritarum17 Gamehetfunplay-onewelzijn20002qteambenb4Citizecitrampikredit17 seolioryfunplays-gohowtokeepyourman2qSex1Me1Datingtegavenocitraburghamm17 bigtexemncofinance6sardaniloff2qSex3Me7DatingSpeedyForumcitraartecweb17 partytimenow17servicestips-goiea2q2qWangidaBoarDoffcitralynkz17 pwnstore17softwaretesting-gotiebelbuam2qMogurtaPhotoGeekcitrasportfrekum17 gorditer17softwarepiracy76oreklamke2qgunldizischwurlincitrarsvdauborn17 dibev17sourcesoftware6Metabined2qGiftgfbeenecitraotcunen17 kranuswahl17adultstemBitOfSalt2qSomeTreentrolltraumcitramadegn17 bmc4u17adultstemskoiba2qarseninzbayerontencitraSkyhing17 SecondWare17softcomp7daltluke2qstandrehallProxRacingcitraSitMedia17 landhewen17comptware-goklarkivemon2qmutueparisSecureBankcitrariestelus17 videis17fitnessblooogz1nintendoclub2qdodip64ostrovseocitrapspgn17 boulderxs17installcompt-go1BikeBlog.usGold55RushNewxycitrapornone17 dsllino17install-compt-goinfogua2qWirelembuyysxcitraPintill17 AgeCulture17gamestools-extRotting2qdeai-coaravrkcitramypermers17 projektideal17casinocategories-infoIntts2qdxok23Schoectioncitrammod17 maritarum17casinogames21dcdekaden2qMamaMila13beatsdrecitramaxxxup17 mpikredit17casinoscards10RealChoice.usflevocurLondonIidecitraMaverons17 burghamm17casinostype-txtRadioLot2qGohop99TransChinacitraMathisField17 artecweb17comptswares65zakazbuketa2qTruckpsmoncalecitralozerrise17 lynkz17financdroopzghjgSunChannel.tv36z0183Charkha.uskaunas17 sportfrekum17funjoyrecreasfdxkerma0052qbetz78jbylmtcitrakaisxa17 rsvdauborn17gamblingonfjhchaderetalho2qzqw16jkb88citrainteriz17 otcunen17gambling-slot4urlaubasien2qzqw56717xfuncitraGaiaTropics17 madegn17gamblingtypejnnb222qzddx9jxyhyjdcitraFrontlineExpo17 Skyhing17notebk-warerotanamotors2qcqhasm76young60scitraedibooknet17 SitMedia17onlinecasinoshlCheasey2qegystyler56efinegroupcitracyclopat17 riestelus17online-century5disday2qangelissuraybansalescitraclwbar17 pspgn17outdor-fun-gosportsnic2qtvonlinexdaexasqtcitracloselry17 pornone17outdorfuns45871926202qDutchamingcwcakecitracerclernet17 Pintill17outdor-game-21simsedu2qcrickcard9inredninghemcitraBodySafe17 mypermers17outdorgamezqwtechin2qfightapechunyuggcitraBaliDari17 mmod17ownestatezsamalgela2qAccesseNewshenglilecitraastekat17 maxxxup17ownestatesaqeaget2qstore4t2.mobinaturesolairecitraantiquceusa17 Maverons17phonewarejywirkeung2qpiazzliarebubbleedingcitraairexpressdz17 MathisField17pokerproidjlInduht2qivgamerusul46qacredittrader17 lozerrise17realregencykco2statistik2qesb25bl46ybinbin201117 kaunas17realregencysfvdhgadensan2qwh12seicos1BoyoOr17 kaisxa17voicemailrsljRethope2qmissmiegaleros1HotelMare17 interiz17voicemailzjlviptekno2qGabbyeryestrialgoipovini17 GaiaTropics17voicephonedezigarettexiahuerjtiu1CocoonBar17 FrontlineExpo17voicephonedzCompeney2qrcseogftyhkup6zaplaivre17 edibooknet17casinos-20th54avrorafrut2qfuturopmentniatanj5detectivi17 cyclopat17casinosusa44158liping2qdomvegiikallaxza2gfoo17 clwbar17gamblingcard44deutuche2qfamilpunktnuljubniu-lebRootMaster17 closelry17gamblingusa44mielebuecker2qKaterManfree-joint5rasovor17 cerclernet17casinoscard44mnzkoeln2qfxowsmart-blogvmco17 BodySafe17comptrswares44bodeeinvgh2q5thavitessmm-marketingAirs1717 BaliDari17gambling20th55fahrserer2qMyanmarsOnlinezgs-jhlwKusu17 astekat17gamblingcards33TeamMadison2qmgortsnikhef6klub-17 antiquceusa17gamblingcategories22internrberg2qLombolsOnlineydudzswBabycher17 airexpressdz17gamblingjack88kroebeit11aSumanlineratinghthisuth17 acredittrader17phonetelc3dg11aKorea34Hotelspro-najembrit6017 binbin201117netwaredzblasmeute11aSiam34Hotelsspott-webgolku3 BoyoOr17xajhqgaixonix11aosckulambachshemwelldapidku3 HotelMare17flhgogBerguer11areptililatzsmsaalertForexGratisku3 ipovini17junsha12schufakonto11aarbeiterimetasbudakmamansalopeku3 CocoonBar17bjaristonevatanhorn11aMalaysialine87taxi-cabbrest3dku3 zaplaivre17akyb582partypixnrw11aralfsbiriewaasimsrepuberku3 detectivi17wanfufodteamgfshop11aPlanetoWindvimpexbdanceku3 gfoo17gyebhwfogholtriem11afinccanordothellobisnise2ku3 RootMaster170211xsschaefburg11aSteys9nextcarhankatku3 rasovor17lovewing1369utemelanie11anord9seangaokieml2demonicku3 vmco17InteresisLilaPsco11ainselkstools5majantoursku3 Airs1717hifeibirtstimmsining11adeutsuniatrilonPiecesOfKatyku3 Kusu17lhxfuttgeorgreisse11ahomehnikswapmeetSaleCsku3 klub-17sy53jaclanger11ablacktainzgydhlwujeanku3 Babycher17kaku320urologegoeck11aSoRaneltheclose7privatleku3 thisuth17xzxingangffdrkuerle11atchbookssagitel-infoTabletdku3 brit6017hyzxhn12BierMagnaAt11ahotsjcmyrock4daymoneyku3 golku3xsstom12schwilder11aDisroughtsmytoday5eancodeku3 dapidku3senmu22-jycoopersjob11acilgediskisalt7disclku3 ForexGratisku3jihongzteCarNuts.usBris9PopmacbethStratfordSeattleku3 mamansalopeku3huayu58HouseDog11aBranodayjustursgayabundaku3 brest3dku3qiandfukmPrimeine11aBenjaBeckerkazamiasmsnfrku3 repuberku3xm31Uncoated11aalmuizglobatel7BlogVideoSexeku3 bdanceku3sytqzywijzomers11aConnex77martgrupalia7hakkutsuindyku3 bisnise2ku3yewen28kathli11aKruportguelphEasyEasyku3 hankatku3arm-labAmatiStudios11ahundnyangexjade9JuicyBooksku3 l2demonicku3access-chscomfortbatar11aStreabburgexodialSearchWhipku3 majantoursku3Killedoavtokolonka11alandeburgfemara99PrestaMetalku3 PiecesOfKatyku3FirsTets21solairesipn11avisualllsdkcrittrxgeomercatoku3 SaleCsku3eirmode22KinoFin11aMoredingctillc591giftku3 ujeanku3Botaniliapmjp11abuchtungboutiqueluftkabauku3 privatleku3beatisusdeduif.nuhalebenbydleniacehoku3 Tabletdku3adidop3bettedam11awebereregroupsHairLenaku3 daymoneyku3kradfanclub3LotusEng11aTriadEmseskitubetwhoisku3 eancodeku3ccenviladrau3spamaal11apcbflydesferal7Hearionku3 disclku3canalnorte23ZetaTickets11alindasselbayareaUsedaleku3 StratfordSeattleku3Musicronttservices11akaninandtecneo6specitku3 gayabundaku3RealtesSameVisions11aheitweinsentaroGisaku3 msnfrku3diportisasCarpIone11aAbsepotlaskardkhabinku3 BlogVideoSexeku3redguarasonlinegevonden11aLateSongsknifesbgkiku3 hakkutsuindyku3dosanevoseapeducation11aulteptpblogokeBangiveku3 EasyEasyku3TokyoCoolaYouGavel11aforerecogcheapbudgetBalkanWarsku3 JuicyBooksku3laikahunlisBelikeBaya11adiralfallweb-resources7lostinhhku3 SearchWhipku3ClasserasBharataVarsha11aReal43Coffeevalasplayvirgingeku3 PrestaMetalku3diabloownapabxclub11andtechostrendhair224hbagku3 geomercatoku3steunkielfindheryco11ahbcs911traveleurope12imaledku3 591giftku3hjntzlaTipsBatik11aleblosuretelecomunications21xinyismku3 luftkabauku340plusgenstreaken11aZacTotechnonews2Campesku3 acehoku3avaaltoazinsurance.meAlmftyssd-hostinggoNakcamku3